Not surprised there are no comments on this. I'm working on implementing the changes required for it and it's dead dull.

Some of the requirements are pretty good and will improve services for clients but some are pointless and will confuse people.

The place I'm working at will be ready for the 1st of Nov but it seems the really big players in the market are not making a massive effort to be compliant. Their attitude is 'as long as we are trying it does not matter when'. I've heard people say, 'the FSA won't be coming around on the 2nd of Nov to see what we are doing'.

After all it's only the law.