Banks caused the economic woes in USA

Hi, yes we need to take a whip to the banks, they caused many to default on variable interest home loans. They are just a bunch of greed people, who in their right mind would sign a variable interest home loan? But woe to those you greedily offer them, shame on you banks! I take this report with a large grain of salt, laptop sells were already increasing and desktops decreasing as people have the need for more portable computing, which has come way down in price. Desktops can't hardly go lower.