I can still log in even without the device. Barclays online banking will let me in with my old details (long pin, memorable word etc.) to check my balances and transfer money around my own accounts (which is most of what I do online) then when I need to pay externally I can log in with the pinSentry.

I thought I'd hate it too but it's not that bad. Yes it's big, ugly and awkward but it's version 1 and not really worth changing banks for. Barclays has always had better online security than most other banks. My old US bank, for example, used to use my debit card number and its ATM pin as login credentials.

Having said all that, of course, it's Barclays so people will still complain. "Grr profits bank grrr city bonuses grr corporates grr capitalism globalisation grr save the whales aaagh climate change we're all going to die and it's everyone's else's fault but mine."