Still clutching at the "credit crisis" straw? After all the printing/pumping of fresh money into anything that looks sickly and with interest rates going down to zero (aka. "economic suicide"), claiming this is a "credit crisis" is like claiming your patient, passing out from blood loss, is probably suffering kind of poisoning and might be in need of leeches. To me it looks like an "amortisation crisis", with the right-hand side of the balance sheets all going into the red zone (leaving only debt) simply because most of the goodies we pretended to have on our left-hand side of the balance sheets turned out to be actually wortheless.

But yeah, I suspect that when this is over, Western IT might have to deal with manuals in Mandarin instead of the other way round.