Well if they're as lucky in the US as we are in the UK, they'll have been offered all kinds of exciting pension options. Yes, I received my exciting EDS pension pack yesterday. Never has the choice between low-risk/low-yield and high-risk/high-yield been so grippingly exciting. You know, it was so exciting I almost wet myself before realising that in the year it took before they finally admitted they didn't have any work for me, my pension fund was worth a less-than-exciting £2.78.